FEMA Announces Proof of Loss Extension to December 31, 2017!

FEMA has extended the Proof of Loss deadline, giving flood insured Louisiana homeowners more time to submit their Proof of Loss. The new deadline is December 31, 2017.

Now that the Proof of Loss deadline has been extended, you can still Get Flood Help submitting a supplemental proof of loss claim to get the money you deserve from your flood insurance company. We urge everyone who has not taken action to act now.  

Even if you’ve already received money, your repairs are complete, or you think your claim is closed, it isn’t too late. We represent hundreds of homeowners, and are getting your neighbors more money from flood insurance. Don’t leave potentially tens of thousands of your hard-earned dollars on the table. If you did not receive policy limits, you may have been underpaid. Call us today for a free claim review.

Call 225-29-FLOOD (225-293-5663)

For your convenience, we have included a link to FEMA’s official announcement granting the extension.

FEMA GRANTS PROOF OF LOSS EXTENSION

You can also view The Advocate article announcing the extension here.

WBRZ: Proof of loss deadline approaching for those with flood insurance

BATON ROUGE- An important deadline is coming up if you had flood insurance but don’t feel like you were compensated fairly by your insurance company.

This week, Insurance Commissioner Jim Donelon asked the feds for another extension for the National Flood Insurance Program’s proof of loss deadline.

Currently, this affects $30,000 people who flooded last August. The necessary paperwork must be submitted before September 1 if an extension isn’t granted.

Darlene Taillon just moved back into her home after 26 inches of water swamped her home. As Harvey churns in the Gulf, she’s concerned about more rain.

“Just wondering if we will flood again,” Taillon said.

Taillon is one of the area’s 30,000 residents that did have flood insurance last August, but it wasn’t enough.

“It did not cover everything,”Taillon said.

Even after she received her payout, the Taillons had to come out of pocket $12,000 to make up what insurance didn’t pay for. Raj Pandit is currently representing more than 800 residents in our area who believe their insurance company underpaid them for damages in the August flood. As he began looking into what happened, he found the adjusters coming out to tally damages were getting paid per house. The more houses they assessed the more money they made.

“There’s an incentive to do it fast, and when you do it fast, you often times don’t do it well,” Pandit said. “Especially for something as tedious as adjusting.”

A fee schedule on FEMA’s website backs up what Pandit is talking about. According to FEMA, adjusters can make $1,640 for any claim written at less than $50,000. Although adjusters make more money the higher the claim, those take more time according to Pandit. It’s why he says so many residents feel disenfranchised by the money they received.

“The larger the damage they write, the more money they get paid,” Pandit said. “On the surface, that is a true statement. But, in reality, they have so many claims to go through, it’s easier for them to write seven to ten average claims a day then to write two claims very thoroughly.”

Tonight, a deadline to recoup money that you may have missed out on is fast approaching. Tuesday, Insurance Commissioner Jim Donelon sent a letter to the feds. Part of it reads,”there are still thousands of victims of that flood dealing with contractors and the challenges presented by their repair efforts in a very tight construction market.” For those reasons, Donelon asked for a deadline of December 31st so people can assess their costs and continue to rebuild.

For people like Taillon, she’s done fighting and is willing to swallow the $12,000 insurance didn’t pick up to have peace.

“We always knew we had loving family and friends but everybody, the community, it’s not just us,” Taillon said. “Everyone came together.”

According to figures by Donelon, the flood last August was the fourth worst event in the nation’s history. The Department of Insurance says they’re hoping to hear back from the feds about an extension in a few days.

– Chris Nakamoto, WBRZ

Read the original story here. 

Letter from Raj Pandit

This morning I created a petition on Facebook asking that the Federal Emergency Management Administration (FEMA) issue an extension of at least 90 days for August Louisiana flood victims to file their Proof of Loss (POL) documents. FEMA’s failure to grant an extension could result in tens of thousands of flooded, insured homeowners being denied any additional insurance payments for their August flood damage so that they may restore their lives.

We are petitioning FEMA to extend this deadline because thousands of homeowners either need more time to document their flood damages, and far too many homeowners simply do not understand the punitive nature of the POL deadline.

According to FEMA’s own statistics, damage to the average insured victim’s home in the August-LA flood event was 35% greater than that in Hurricane Sandy. Yet, victims of Hurricane Sandy received two full years to submit their Proofs of Loss. This is not right, and is why we are pushing FEMA to grant this extension!

For these and numerous other reasons, Louisiana homeowners need more time to file supplemental Proofs of Loss to address these issues.

Please sign our Petition (and share the following link in your social media networks):

FEMA, Extend the Proof of Loss Deadline for LA Flood Victims

Do What’s Right! Extend the Proof of Loss Deadline!

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URGENT LETTER TO FEMA was posted to the Get Flood Help Facebook page. Dear Administrator Fugate, Help Louisiana Home Owners! Extend the Proof of Loss Deadline!

Visit our Facebook page for updates and a schedule of town hall meetings!

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